Your perfect budget

Enter your income and your line items, the breakdown updates live. Everything stays only in your browser (local, not shared).

Monthly net income (CHF)

CHF 0

CHF 0

CHF 0

0% planned

Fixed costsCHF 00% VariableCHF 00% SavingCHF 00% Left overCHF 00%

Enter your numbers to get an assessment.

Downloads an overview of your budget as a PDF.

Building your own budget in 4 steps

1. Determine your net income, see Salary & Deductions.
2. List your fixed costs, everything that stays the same every month (rent, health insurance, subscriptions).
3. Estimate variable expenses, food, leisure, clothes: this is where you have the most influence.
4. Plan saving first, "Pay yourself first": set your savings amount aside first, not just whatever's left at month-end.

Guideline: 50 % fixed costs, 30 % variable expenses, 20 % saving, not a rigid rule, but an orientation.

Determine your actual net income first, then fixed costs, variable expenses and finally saving.
“Pay yourself first”: set your savings amount at the start of the month instead of hoping something's left at the end.
The 50/30/20 rule is an orientation, not a rigid rule, adapt it to your real situation.